Retirement Planning That Actually Makes Sense
Most people spend more time planning their summer holidays than their retirement. We're here to change that. Our approach focuses on building realistic strategies tailored to how you actually want to live when work becomes optional.
Why Work With Us
We've been doing this since 2018, and honestly? The biggest issue we see isn't lack of money. It's lack of clarity. People come to us with vague fears about retirement and leave with actual plans they can execute.
Our clients are typically between 45 and 60, earning decent incomes but unsure if they're on track. Some want to retire early. Others just want to know they won't outlive their savings. We help both.
What sets us apart is simple: we don't sell financial products. Our only job is to help you make smart decisions about your retirement. That means sometimes we tell you things you don't want to hear, like "you need to work three more years" or "that investment strategy won't get you where you want to go."
Retirement Income Planning
We map out where your money will come from after you stop working. French pension system, private savings, property income—we look at everything and build a monthly cash flow projection that shows you what retirement actually looks like for you financially.
Pension Optimization
The French pension system is complicated. Really complicated. We help you understand your options, timing strategies, and how to coordinate multiple pension sources. Small decisions now can mean thousands of euros difference annually in retirement.
Tax-Efficient Withdrawals
When and how you withdraw money in retirement matters enormously for taxes. We develop withdrawal strategies that minimize what you pay to the government and maximize what stays in your pocket. It's not exciting, but it makes a real difference.
Service Pricing
No hidden fees. No ongoing commissions. Just straightforward pricing for the work we do. Most clients start with an initial consultation, then decide if they want ongoing support.
- 90-minute in-depth consultation
- Current financial situation review
- Retirement readiness assessment
- Preliminary recommendations report
- Next steps action plan
- Full financial analysis and projections
- Detailed retirement income plan
- Pension optimization strategy
- Tax-efficient withdrawal planning
- Written recommendations document
- Two follow-up review sessions
- Quarterly check-ins for one year
- Complete pension rights analysis
- French system optimization review
- Private pension coordination
- Timing strategy recommendations
- Detailed findings report
- One follow-up session included